734.641.8400 March 2019
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February 2019
January 2019
December 2018


2019 PSCU
Board of Directors
Frederick W. Morgan

Jeffery King
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.
Charles Lowler
 Dale Reaume
Nora Sharpley
Credit Committee
Veronica Massey
Huey Ferguson
Juanita Henry
Never Get Your Car Stuck in Snow Again

You've heard almost all of the tricks: cat litter, snow tires, but this one really works. It isn't widely used, but you will never have to worry about getting stuck again. Use this trick to navigate smoothly through snow and ice.

How to Plan Your Retirement Using Age Banding
Planning for the three stages of retirement

As you plan for retirement, two of the most important questions you can ask are “How much money will I need to maintain my standard of living?” and “How long will I need to live on that amount?” Age banding is a concept that can help you answer these questions with greater accuracy, enabling you to plan a more secure retirement.

Should You Pay Down Debt or Save?
What’s makes better financial sense — saving or paying down debt first?

Should you put retirement savings first or is it better to be debt-free? Or is a combined effort your best plan of action on your quest for financial health and security?

When You Should Increase Your Deductible
Scenarios that might justify a higher deductible

Discover what circumstances might legitimize a higher deductible, as well as some strategies for adjusting your deductible for different coverages.

The History of Mardi Gras
Mardi Gras tradition traces deep roots

In cities around the world, and particularly in New Orleans, Mardi Gras fills the late days of winter with colorful revelry. If you’ve ever wondered how this annual tradition got its start, here’s a look at the roots of the holiday and how it developed in the United States.

Employee Spotlight

PSCU wants to wish a happy retirement to our Community Outreach Manager, Laura. The past 32 years (yes, 32 years!), Laura has represented PSCU with a selfless work ethic, an authentic, natural networking ability and a love for the people and community of Metro Detroit. "Read More" to learn more about the time and dedication Laura has put in to make PSCU and the community a better place.

Grosse Ile Grand Opening!

"Read More" to watch the ribbon cutting and get details on our last free financial seminar.

Turbo Tax

As a Public Service Credit Union member, you can save up to $15 on TurboTax® — the #1 best-selling tax software. With TurboTax, you’ll get your taxes done right and your biggest possible refund. Click Here to get started today!

Direct Advantage Plus

Our Direct Advantage PLUS checking account has all the perks!
  + 10 Free out of network ATM transactions*
  + Monthly dividends of 2% paid on up to $10,000*
  + Free Identity Theft Protection**

Whether you want to open a checking account online, or in person, we are here to help. Click here for details or to see which checking account works best for you.

*Complete disclosures are available on our website.
**Click here for details regarding the Free ID Theft Protection.

Published by Public Service Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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