734.641.8400 August 2019
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2019 PSCU
Board of Directors
Frederick W. Morgan

Jeffery King
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.
Charles Lowler
 Dale Reaume
Nora Sharpley
Credit Committee
Veronica Massey
Huey Ferguson
Juanita Henry
First Time Auto Buyer!

Our First Time Auto Buyer promotion is back! For those just starting college or have never went through the car buying experience, you won’t want to pass this up! This means no co-signer and a great way to build your credit! Applicants must be employed and meet other underwriting criteria. PSCU membership is open to anyone who lives, work, worships in the state of Michigan. For more information on this special program or to join PSCU, please visit or call 734-641-8400.
Capital One Breach Highlights Risks to Millions of Account Holders

This week, news broke regarding a massive data breach, possibly the largest ever, at Capital One Financial Corporation. At present time, they have identified over 100 million consumers who have been impacted, including current credit customers, and consumers and businesses who applied for Capital One credit products (more information can be found (here). While cooperation with local and national law enforcement has helped stop much of the sensitive information from being distributed, this illustrates a very real threat to consumers.

Am I protected from this breach?

At Public Service Credit Union, we take the loss of personal information seriously. That’s why we have products and services available that can help protect you against Identity Theft. This means that if you have been impacted by this breach, you have protections to help you recover your identity and related expenses. Our Identity Theft protection is offered to our direct advantage plus members. To learn more if you qualify or how to, call (734) 641-8400  or stop by your local branch.
Traveling During Retirement
How to make the most of your golden years and see the world

When you retire, you have more time on your hands to see the world. However, with your fixed budget, planning your expenses out ahead of time is of utmost importance.

Should You Get a Construction Loan or a Home Equity Line of Credit?
Build the home of your dreams with the help of these financial opportunities

It’s always been your dream not to simply buy a home for retirement, but to build one from the ground up that is perfectly suited to your vision for how you want to spend your twilight years. To achieve this dream, two of the major financial options to consider are borrowing against the value of your current home with a home equity line of credit or taking out a construction loan.

Tips for Getting the Most Out of Your Coupons
Save more money with these coupon hacks

Coupons, whether they’re old-school paper, store promotions, online or app-based, are designed to help make you a savvier consumer. From saving cents and dollars to getting two for the price of one, coupons can safeguard your shopping budget and afford a little wiggle room for more.

PSCU Around Town

This past month PSCU was a participating vendor at the Uncle Sam Jam! It was an amazing turn out we thank all of our members and everyone who stopped by to see us- we are already looking forward to next year!
Important Change

Effective September 1, 2019 cash withdrawals from Courtesy Pay funds will be limited to $100 per day. The $30 Courtesy Pay fee will apply to each withdrawal completed. Thank you

Upcoming Events

PSCU is a proud sponsor of Relay for Life-Romulus 2019. Relay will be held August 3rd - 4th, from 10am to 10am @ Romulus Senior Center Park!

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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