PSCUnow.com • 734.641.8400 March 2020
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2020 PSCU
Board of Directors
 
Frederick W. Morgan
Chairperson

Jeffery King
Vice Chairperson

Dean J. Trudeau
Treasurer

Edward A. Carey, Jr.
Secretary
 
Charles Lowler
 Dale Reaume
Nora Sharpley
 
Credit Committee
Veronica Massey
Huey Ferguson
Juanita Henry
 
Boat and RV Loan

Ever wonder what it would be like to be the proud owner of a boat or RV? Wonder no more! PSCU is offering a rate as low as 3.74% APR* to qualified applicants. With this amazing deal we will have you on the open road (or water) just in time for the warm weather.

Click Here to apply!

*APR=Annual Percentage Rate. For qualified applicants; must meet lending guidelines to qualify. Offer only valid until March 3st, 2020. Model years 2018 or newer. One coupon per member. Offer subject to change without notice. Lowest rate available includes a special 1% off discount for qualified applicants.

You Got a Tax Extension — Now What?
Understanding your tax responsibilities

If you’ve received a tax extension, you’ll have an additional six months to prepare your tax return. However, your tax extension does more than push back your filing date.


Personal Loans vs. Credit Cards
Choose the right type of credit for your financial needs

If you’re in need of funds for a major purchase, an unexpected bill or smaller expenses, the two most common solutions are taking out a personal loan or putting the amount on a credit card.


Certified Pre-Owned 101
Everything you need to know about the best way to buy a reliable used vehicle

There’s a way that you can capitalize on the features included in most modern vehicles for a fraction of the price, without sacrificing the warranties or quality-checks provided by new models.


Beyond Coupons: Apps to Save You Money
5 must-have ways to find discounts and earn rewards

In the 21st century, digital technology offers many new ways to save money that extend beyond the usual store sales and coupon-clipping.


Signs of Undetected Water Damage
Evidence that water leaks are hiding in your home

Your house can have many underlying problems that you don’t see on the surface. Inside the walls and under the floors can lurk worsening pipe leaks that threaten the integrity of the building.


Investing for Life’s Milestones
Spending money now to benefit your future

No matter what your plans are for your life, you don’t want money to get in the way of achieving your goals.


How to Travel Abroad on a Budget
With these tips, you’ll be able to plan that dream trip in no time

With some careful planning, smart purchases and helpful savings tips, you’ll find that you may be able to take that trip you’ve always dreamed of.


Home Equity Loan

With spring just around the corner, now is the time to start thinking about those home projects on your list. For a limited time Public Service Credit Union will be offering the LOW RATE of 3.99% APR* until 2021 for a Home Equity Loan!

Click Here to apply!

*APR=Annual Percentage Rate. Subject to credit approval and program guidelines. This offer applies only to new home equity line of credit loans. Only primary residence properties, which the borrower owns and occupies are eligible. Not available on a second/vacation home, rental/investment property or mobile home. Offer limited to Michigan residence. Your rate and corresponding APR may be higher than the advertised special rate, depending on your credit history and PSCU’s credit policies. The home equity line of credit is available for primary residence properties with a 80% or lower combined loan-to-value (LTV) ratio. Property insurance is required. Flood insurance may be required. Minimum loan amount of $5,000. The APR of 3.99% will remain in effect until March 31st, 2021. After the introductory rate period ends, any and all remaining balances will be reverted to the variable rate you are eligible for based on your credit score at the time of application. This product has a variable rate that is based on the market rates (prime plus margin).

Need a New Car

If you are looking to finance a new or used car, look no further! At PSCU we have amazing rates that will have you driving off in your new ride in no time.

Want an idea of what your monthly payment will be? No problem! Get an estimate of your monthly payment BEFORE you submit your application*.

Click Here to apply!

*APR is the Annual Percentage Rate. Payment based on financing for 72 months at 3.24% APR.APR, loan terms, monthly payments and savings shown are estimated based on credit profile. All loans are subject to credit approval. Must meet lending and collateral guidelines to qualify.

Turbo Tax

TurboTax makes it easy to find the best solution for your unique tax situation. Simple filer? Homeowner? Independent contractor, freelancer or side-gigger? TurboTax has a product that is right for you.

You can file with confidence knowing that TurboTax guarantees 100% accurate calculations, running thousands of error checks as you go. And with TurboTax you'll get your biggest possible refund fast.

Start TurboTax today for free!

Now Accepting 2020 Scholarships Applications

This years scholarship application process has begun! PSCU awards up to ten scholarships each year to qualified applicants. Applicants must be a member for over one year before being considered.

Click here for eligibility, requirements and a paper application.

Click here to apply online!

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  


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