734.641.8400 April 2020
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2020 PSCU
Board of Directors
Frederick W. Morgan

Jeffery King
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.
Charles Lowler
 Dale Reaume
Nora Sharpley
Credit Committee
Veronica Massey
Huey Ferguson
Juanita Henry
A letter from the President...

Dear Valued PSCU Member,

I hope this letter finds you healthy and coping well - whether you are at home with loved ones or you are one of our local heroes on the front lines fighting this pandemic! Our thoughts and prayers go out to those who are sick, and we wish them a full recovery.

I want to take this opportunity to not only express our deepest appreciation for your continued loyalty to the credit union and for the remarkable patience, understanding and support you have all shown during these unprecedented times, but also to update you on changes we will be making here at Public Service Credit Union as we prepare for what may be an extended “stay at home-stay safe” scenario, most likely lasting through the end of April.

Preparing for a Possible Recession
Steps to help you prep for a possible recession

Even if a recession seems like a remote possibility, it’s a smart move to consider how a potential recession will impact your financial health and security. The old adage is sound advice — “expect the best, prepare for the worst.”

Tips to Keep Your Financial Records Well-Organized
How to keep your small business finances organized

Keeping your financial records well-organized is important for more than fulfilling regulations or legal requirements. It also helps you better understand your business, now and in the future.

Personal Loans vs. Credit Cards
Choose the right type of credit for your financial needs

If you’re in need of funds for a major purchase, an unexpected bill or smaller expenses, the two most common solutions are taking out a personal loan or putting the amount on a credit card.

How to Stay Focused When Working From Home
Ways to stay productive when working from home

Working from home has many perks — zero commute, a comfortable environment and no dress code. Yet, working from home comes with its own set of distractions.

Tips for Unplugging From Social Media
A few easy ways to spend less time online

It’s no secret that the world is more connected now than at any other time in history. While that makes communication a breeze and opens up an avenue to learn more about other cultures, it also encourages us to spend far too much time scrolling through social media.

Protecting Yourself During Covid-19

In unfortunate times such as this, some of the unsavory characters of our community will try to use this situation to their financial benefit. Thankfully, PSCU is here to help with some tips on what to look out for to protect your hard-earned money. Nationwide, there has been an increase in reported scams related to COVID-19. Here are a few examples to keep an eye out for.

We stand by you

These are unprecedented times, but rest assured that PSCU will always be there when you need us. We have many resources available to you so that you can have peace of mind when it comes to finances. 

Manage your money with some of our digital tools such as:

  • Online banking
  • The PSCU now mobile banking app
  • Remote check deposit
  • MyCard debit card control

If you need additional financial assistance, we are here to listen and help. Whether it is requesting to "Skip a Payment" of a loan or Applying for a personal loan from the comfort of your home, we can find a solution that works for you. Call us at 734-641-8400 to learn more.

Turbo Tax

TurboTax makes it easy to find the best solution for your unique tax situation. Simple filer? Homeowner? Independent contractor, freelancer or side-gigger? TurboTax has a product that is right for you.

You can file with confidence knowing that TurboTax guarantees 100% accurate calculations, running thousands of error checks as you go. And with TurboTax you'll get your biggest possible refund fast.

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Published by Public Service Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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