734.641.8400 May 2020
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2020 PSCU
Board of Directors
Frederick W. Morgan

Jeffery King
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.
Charles Lowler
 Dale Reaume
Nora Sharpley
Credit Committee
Veronica Massey
Huey Ferguson
Juanita Henry
Pay down debt with our amazing Introductory Rate
1.99% APR* until 2021

Now is the time to start thinking about those home projects on your list. For a limited time Public Service Credit Union will be offering the LOW RATE of 1.99% APR* until 2021 for a Home Equity Loan! You can use this money to pay down bills and consolidate debt, pay for an unexpected expense, use it on a home improvement project, or any other project or adventure you are ready to tackle!

Click Here to apply!

*APR=Annual Percentage Rate. Subject to credit approval and program guidelines. This offer applies only to new home equity line of credit loans. Only primary residence properties, which the borrower owns and occupies are eligible. Not available on a second/vacation home, rental/investment property or mobile home. Offer limited to Michigan residence. Your rate and corresponding APR may be higher than the advertised special rate, depending on your credit history and PSCU’s credit policies. The home equity line of credit is available for primary residence properties with a 80% or lower combined loan-to-value (LTV) ratio. Property insurance is required. Flood insurance may be required. Minimum loan amount of $5,000. The APR of 1.99% will remain in effect until March 31st, 2021. After the introductory rate period ends, any and all remaining balances will be reverted to the variable rate you are eligible for based on your credit score at the time of application. This product has a variable rate that is based on the market rates (prime plus margin).

Tips to Keep Your Financial Records Well-Organized
How to keep your small business finances organized

Keeping your financial records well-organized is important for more than fulfilling regulations or legal requirements. It also helps you better understand your business, now and in the future.

Should You Refinance Your Loan?
Is it time to refinance your loan?

A refinanced loan can yield lower interest rates, fund a future endeavor, help with debt consolidation or shave off some years on your financial commitment. It can also cost you a sizable investment to put into place, so it is a decision that should only be made after doing the proper diligence.

Personal Loans vs. Credit Cards
Choose the right type of credit for your financial needs

If you’re in need of funds for a major purchase, an unexpected bill or smaller expenses, the two most common solutions are taking out a personal loan or putting the amount on a credit card.

10 Ways to Help You Drink More Water
Hydration tips to boost your health

Staying hydrated is an important health goal to have. Try these 10 strategies to increase your water intake.

Ready for a new car?

If you are looking to finance a new or used car, look no further! At PSCU we have amazing rates that will have you driving off in your new ride in no time.

Want an idea of what your monthly payment will be? No problem! Get an estimate of your monthly payment BEFORE you submit your application*.

Click Here to apply!

*APR is the Annual Percentage Rate. Loan terms, monthly payments and savings shown are estimated based on credit profile. All loans are subject to credit approval. Must meet lending and collateral guidelines to qualify.

File your Taxes until July 15th!

TurboTax makes it easy to find the best solution for your unique tax situation. Simple filer? Homeowner? Independent contractor, freelancer or side-gigger? TurboTax has a product that is right for you.

You can file with confidence knowing that TurboTax guarantees 100% accurate calculations, running thousands of error checks as you go. And with TurboTax you'll get your biggest possible refund fast.

Start TurboTax today for free!

Let us help...

These are unprecedented times, but rest assured that PSCU will always be there when you need us. We have many resources available to you so that you can have peace of mind when it comes to finances. 

Manage your money with some of our digital tools such as:

  • Online banking
  • The PSCU now mobile banking app
  • Remote check deposit
  • MyCard debit card control

If you need additional financial assistance, we are here to listen and help. Whether it is requesting to "Skip a Payment" of a loan or Applying for a personal loan from the comfort of your home, we can find a solution that works for you. Call us at 734-641-8400 to learn more.

May Closings

Our branches will be closed on Monday, May 25th in observance of Memorial Day. 
Branch Opening Guide

We are happy to announce that as of June 8th, we have opened more branches for lobby traffic. Please make sure to wear a mask and practice social distancing measures to ensure the safety of our guests and staff. Click read more to see all open branches. 

Published by Public Service Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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