734.641.8400 July 2020
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2020 PSCU
Board of Directors
Frederick W. Morgan

Jeffery King
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.
Charles Lowler
 Dale Reaume
Nora Sharpley
Credit Committee
Veronica Massey
Huey Ferguson
Juanita Henry
Introducing SavvyMoney!

SavvyMoney is a completely free online-banking tool available to help you understand your credit, give you recommendations on improving your score, and give personalized offers - all in one easy to understand dashboard. SavvyMoney will even monitor and send email alerts when there has been a change to your credit profile! This tool can be found in online and mobile banking. It will be available free to membership on 7/15. Just log into mobile or home banking to see your credit score. Click "read more" for answers to some frequently asked questions.

Perks of a Good Credit Score
Discover the empowerment of having a solid credit score

Achieving and maintaining a good credit score will enable you to fund the major purchases that you’ve been dreaming about.

4 Reasons You Need to Pay Your Bills on Time
How paying bills on time can improve your life

Not only does paying bills on time help you avoid a number of nasty repercussions, but it can also have lots of short- and long-term positive side effects.

Learn More About Direct Deposit
Are you taking full advantage of the benefits of direct deposit?

It’s easy to take conveniences like direct deposit for granted without fully understanding how it works or why you should use it.

Savings Tips for a Great Getaway
Don’t break the bank on your travels

If you have dreams of going on a great getaway but are worried about the costs required to make these dreams come true, it’s a good idea to begin budgeting for your trip as soon as possible.

Understanding Investment Risks
The risky business of investments

The principle of “The greater the risk, the greater the reward” is tossed around a lot when it comes to gambling with your financial life.

Now is the Time to Refinance your Auto Loan
Rates as low as 2.74% APR*

You could put extra cash in your pocket and save money on your monthly auto loan payment! With rates as low as 2.74% APR*, now's the best time to check your rate and apply today!

* Rates and financing are offered based on applicant’s credit and the term of the loan. Rates quoted are annual percentage rates (APR).

Pay Down Debt with Our Amazing Introductory Rate
1.99% APR* until 2021

Now is the time to start thinking about those home projects on your list. For a limited time Public Service Credit Union will be offering the LOW RATE of 1.99% APR* until 2021 for a Home Equity Loan!

Precautionary Steps to Take When Using ATMs

There are several precautions you, as a member can take to increase your personal safety when using ATMs. Your safety at an ATM is about being prepared.

Visit Us at Out New Location!

Our Southfield branch has been relocated to 13401 W. 9 Mile Rd., Oak Park, and we are open for business. Click here for a complete list of PSCU locations.

Published by Public Service Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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