734.641.8400 August 2020
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September 2020
July 2020
June 2020


2020 PSCU
Board of Directors
Frederick W. Morgan

Jeffery King
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.
Charles Lowler
 Dale Reaume
Nora Sharpley
Credit Committee
Veronica Massey
Huey Ferguson
Juanita Henry
First Time Auto Buyers

The First Time Auto Buyers program is back! This program helps young borrowers obtain their first auto loan and helps to build credit. There is no co-signer, or credit history required. This low rate loan will have you on the road in no time! Click here to apply today!

APR= Annual Percentage Rate. Offer valid from July 20th, 2020 to September 30th, 2020. Must be at least 18 years of age and have verifiable income to apply. Vehicles must have less than 85,000 miles. Auto insurance is required. Auto loan amounts up to $18,000 to qualified borrowers. Not all applicants will qualify. Terms up to 60 months. 10% or $500 security deposit required at closing (whichever is higher). GAP and Extended Mechanical Repair Contracts (MRC) available at special pricing.

Dividend Basics
A simple guide to a cornerstone of investment

When you dive into the world of investing, there are countless terms that you need to understand. One of the most common is the dividend.

Finding a Co-Signer for Your Auto Loan
How to have the discussion with friends and family

Unless you have a reliable source of income and a well-established credit history, you may have a tough time obtaining an auto loan. However, a co-signer on board can improve your chances.

Protect Your Online Accounts from Phishing
Keep your accounts out of the wrong hands

Phishing is an all too common way for scammers to learn your personal information and access your financial accounts.

Preventing Flat Tires
How to prevent your car’s tires from falling flat

Paying attention to the condition, health and inflation of your tires can help safeguard you from dangerous driving situations like a flat tire or tire blowout.

Small Ways to Save Every Day
Simple tips to save money every day

Small changes you implement into your daily life can make a big impression on your financial health.

Social Media Tips for Parents
Tips to help your child safely engage in social media

Social media offers an opportunity to connect and share with others, but it can also expose your child to bullying, negativity and potentially dangerous individuals.


SavvyMoney is a completely free online-banking tool available to help you understand your credit, give you recommendations on improving your score, and give personalized offers - all in one easy to understand dashboard. SavvyMoney will even monitor and send email alerts when there has been a change to your credit profile! Just log into mobile or home banking to see your credit score. Click here to get your free credit score today!

Refinance your auto loan today!
Rates as low as 2.74% APR*

You could put extra cash in your pocket and save money on your monthly auto loan payment! With rates as low as 2.74% APR*, now's the best time to check your rate and apply today!

* Rates and financing are offered based on applicant’s credit and the term of the loan. Rates quoted are annual percentage rates (APR)

Pay Down Debt with Our Amazing Introductory Rate
1.99% APR* until 2021

Summer is winding down so now is the time to check off those home projects on your list. For a limited time Public Service Credit Union will be offering the LOW RATE of 1.99% APR* until 2021 for a Home Equity Loan!

2020 Grand Raffle

2020 Grand Raffle tickets are now available at our branch locations! The Grand Prize is either $20,000 cash or $20,000 toward the purchase of a 2020 Ford Mustang or GMC Sierra 1500. Second prize is $5,000 and there will be 10 additional prizes of $1,000. Tickets are sold for $5 each or 5 tickets for $20. Visit one of our branch locations to purchase. Good luck!

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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