PSCUnow.com • 734.641.8400 October 2020       mobile menu   Pay Down Debt with Our Amazing Introductory Rate Budgeting Apps to Help Stabilize Your Finances Three Things You Should Know Before Consolidating Debt Teaching the Basics of Checking Accounts To Younger Kids Little Ways to Save Money Short-Term Disability Insurance and Maternity Leave Decor Ideas to Warm Up Your House 4 Captivating Travel Series and Documentaries to Watch Exciting News! Now is the Time to Refinance your Auto Loan Futures for Frontliners Your Vote Matters Should You Change Your Own Oil? Online Banking Class 2021 Board of Directors Elections September 2020 July 2020 June 2020 [MORE] 2020 PSCU Board of Directors   Frederick W. Morgan Chairperson Jeffery King Vice Chairperson Dean J. Trudeau Treasurer Edward A. Carey, Jr. Secretary   Charles Lowler  Dale Reaume Nora Sharpley   Credit Committee Veronica Massey Huey Ferguson Juanita Henry   Pay Down Debt with Our Amazing Introductory Rate 1.99% APR* until 2021 There is still time to check off those home projects on your list. For a limited time Public Service Credit Union will be offering the LOW RATE of 1.99% APR* until 2021 for a Home Equity Loan! Budgeting Apps to Help Stabilize Your Finances Manage your spending, set up a budget or monitor your credit, right from your phone If there’s one thing we all want and need more of, it’s money. However, many of us struggle to take control of our finances, whether that’s because we spend too much on non-essentials, have a less-than-ideal credit score or any number of other factors. Three Things You Should Know Before Consolidating Debt Debt consolidation isn’t a silver bullet for debt problems Consolidating debt is a common and proven debt management strategy. In short, it involves combining multiple debts into a single payment, making your overall debt easier to handle. Teaching the Basics of Checking Accounts To Younger Kids Checking account lessons for younger kids How to handle money is an important life lesson. The sooner you start your child’s financial education, the more knowledgeable and responsible they will be with their money. Little Ways to Save Money Stretch your paychecks a bit more Whether you’re preparing for a big purchase or tightening your belt during a rough patch, saving money is a good idea. Short-Term Disability Insurance and Maternity Leave The differences between Short-Term Disability and FMLA benefits Short-term disability and maternity leave offer different benefits. Here is how they differ. Decor Ideas to Warm Up Your House Make your house feel like a home A well-decorated house should be both warm and inviting to provide relaxation during a night in. 4 Captivating Travel Series and Documentaries to Watch Fly around the world from the safety of your couch While going anywhere far from home can be dangerous and overseas travel is mostly unavailable, consider watching some of these travel shows and documentaries to plan future adventures. Should You Change Your Own Oil? Is changing your own oil a better choice than paying for service? Keeping your ride in tip-top shape means regularly replacing your old oil with a fresh new refill. When the time comes for that refill, you’re presented with a choice: do you change your oil yourself, or pay to have the professionals do it for you? Exciting News! Now is the Time to Refinance your Auto Loan Rates as low as 2.74% APR* You could put extra cash in your pocket and save money on your monthly auto loan payment! With rates as low as 2.74% APR*, now's the best time to check your rate and apply today! * Rates and financing are offered based on applicant’s credit and the term of the loan. Rates quoted are annual percentage rates (APR) Futures for Frontliners Your Vote Matters We must vote for credit union-backed candidates to ensure the future of credit unions, who play a vital roll in our economy. Visit www.creditunionsvote.com to confirm your registration status, register to vote if needed, and learn how to safely vote in your state. Your vote will make a difference! Online Banking Class Presented by: Deleanna Allen Our Community Relations Representative, Deleanna Allen, lead a class of interested members on everything you need to know about Online Banking. Check out the class by clicking here! 2021 Board of Directors Elections Considering running for the PSCU Board of Directors? Elections will be held during the Annual meeting on January 26th, 2021. If you would like to run for a Board position, you can pick up a petition from Donna Follbaum at the Administration office after November 2nd, 2020. The petition must be returned no later than December 10th, 2020 at 4:00pm with signature of 652 bona fide Public Service Credit Union members. To run, you must be at least 18 years of age and a PSCU member in good standing. Board of Directors members running for re-election this year are Dale Reaume and Charles Lowler. The Annual Meeting will be held at the Romulus Branch located at 7665 Merriman Rd. We would like to encourage your attendance and participation. Published by Public Service Credit Union Includes copyrighted material of IMakeNews, Inc. and its suppliers. TELL A FRIEND       mobile menu   Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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