734.641.8400 October 2020
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2020 PSCU
Board of Directors
Frederick W. Morgan

Jeffery King
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.
Charles Lowler
 Dale Reaume
Nora Sharpley
Credit Committee
Veronica Massey
Huey Ferguson
Juanita Henry
Pay Down Debt with Our Amazing Introductory Rate
1.99% APR* until 2021

There is still time to check off those home projects on your list. For a limited time Public Service Credit Union will be offering the LOW RATE of 1.99% APR* until 2021 for a Home Equity Loan!

Budgeting Apps to Help Stabilize Your Finances
Manage your spending, set up a budget or monitor your credit, right from your phone

If there’s one thing we all want and need more of, it’s money. However, many of us struggle to take control of our finances, whether that’s because we spend too much on non-essentials, have a less-than-ideal credit score or any number of other factors.

Three Things You Should Know Before Consolidating Debt
Debt consolidation isn’t a silver bullet for debt problems

Consolidating debt is a common and proven debt management strategy. In short, it involves combining multiple debts into a single payment, making your overall debt easier to handle.

Teaching the Basics of Checking Accounts To Younger Kids
Checking account lessons for younger kids

How to handle money is an important life lesson. The sooner you start your child’s financial education, the more knowledgeable and responsible they will be with their money.

Little Ways to Save Money
Stretch your paychecks a bit more

Whether you’re preparing for a big purchase or tightening your belt during a rough patch, saving money is a good idea.

Short-Term Disability Insurance and Maternity Leave
The differences between Short-Term Disability and FMLA benefits

Short-term disability and maternity leave offer different benefits. Here is how they differ.

Decor Ideas to Warm Up Your House
Make your house feel like a home

A well-decorated house should be both warm and inviting to provide relaxation during a night in.

4 Captivating Travel Series and Documentaries to Watch
Fly around the world from the safety of your couch

While going anywhere far from home can be dangerous and overseas travel is mostly unavailable, consider watching some of these travel shows and documentaries to plan future adventures.

Should You Change Your Own Oil?
Is changing your own oil a better choice than paying for service?

Keeping your ride in tip-top shape means regularly replacing your old oil with a fresh new refill. When the time comes for that refill, you’re presented with a choice: do you change your oil yourself, or pay to have the professionals do it for you?

Now is the Time to Refinance your Auto Loan
Rates as low as 2.74% APR*

You could put extra cash in your pocket and save money on your monthly auto loan payment! With rates as low as 2.74% APR*, now's the best time to check your rate and apply today!

* Rates and financing are offered based on applicant’s credit and the term of the loan. Rates quoted are annual percentage rates (APR)

Your Vote Matters

We must vote for credit union-backed candidates to ensure the future of credit unions, who play a vital roll in our economy. Visit to confirm your registration status, register to vote if needed, and learn how to safely vote in your state. Your vote will make a difference!

Online Banking Class
Presented by: Deleanna Allen

Our Community Relations Representative, Deleanna Allen, lead a class of interested members on everything you need to know about Online Banking. Check out the class by clicking here!

2021 Board of Directors Elections

Considering running for the PSCU Board of Directors? Elections will be held during the Annual meeting on January 26th, 2021. If you would like to run for a Board position, you can pick up a petition from Donna Follbaum at the Administration office after November 2nd, 2020. The petition must be returned no later than December 10th, 2020 at 4:00pm with signature of 652 bona fide Public Service Credit Union members. To run, you must be at least 18 years of age and a PSCU member in good standing. Board of Directors members running for re-election this year are Dale Reaume and Charles Lowler.

The Annual Meeting will be held at the Romulus Branch located at 7665 Merriman Rd.

We would like to encourage your attendance and participation.

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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