734.641.8400 November 2020
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October 2020
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2020 PSCU
Board of Directors
Frederick W. Morgan

Jeffery King
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.
Charles Lowler
 Dale Reaume
Nora Sharpley
Credit Committee
Veronica Massey
Huey Ferguson
Juanita Henry
Pay Down Debt with Our Amazing Introductory Rate
1.99% APR* until 2021

Already dreaming of warmer weather? Use your home equity to make that dream vacation come true. For a limited time, Public Service Credit Union will be offering the LOW RATE of 1.99% APR* until 2021 for a Home Equity Loan! Click here to start your application today!

The Risks of Investing in Bonds
Not all bonds are as stable as you may assume

You’re depending on your assets to support you throughout your life — especially once you retire — so it’s important that you invest your money in a way that’s secure and stable to yield the financial returns you’re relying on.

What Is Collateral and Why Is It Important
All of the basics you should know about collateral

The fundamental difference between a secured and unsecured loan is the collateral requirement.

Real Estate Trends You Need to Know
Trends dominating the real estate market

The real estate market is an ever-evolving entity subject to buyers’ wants, sellers’ needs and the state of the economy. These influences can make selling or buying a home exceptionally complicated.

Don’t Forget These Hidden College Costs
Don’t let these expenses derail your college experience

College costs go far beyond tuition — according to a study by the College Board, 61 percent of college costs go towards expenses other than tuition.

How to Stay Motivated When You Don't Want to Work Out
Tips for meeting your fitness goals

If you’re struggling to stick to your fitness plan, be sure to follow these tips and tricks for making exercise a part of your daily routine.

Are You Ready for a Vacation Home?
Before purchasing a second home, ask yourself these questions

What could be better than having a place of your own near your favorite beach, mountain range or artsy small town? Before you make this big decision, though, make sure you’ve thought through all the implications.

Best Cars for Driving in Winter
5 vehicles ready for winter’s challenges

From plummeting temperatures and brutal precipitation to less sunlit hours and salt-covered roads, winter can test your nerves behind the wheel and tax your car’s systems.

Triple Jingle is Back!

The holiday season is here, and so is the Triple Jingle Loan! This loan is for up to $1,200. You will have 12 months to pay it back at only 12% APR!* This loan is great for offsetting those holiday expenses. New applications are now being accepted. Must be a member for 1+ years to apply. Click here to start your application!

Swipe and Sign

Take advantage of this amazing opportunity! From now until January 31st, use your PSCU debit card as credit and sign for your purchases. Every qualifying purchase is a chance to win a $500 Amazon gift card!*


Last month was Cybersecurity Month. PSCU is dedicated to helping you #BeCyberSmart. Click here to check out our blog on how to protect yourself from cyber predators.

2021 Board of Directors Elections

Considering running for the PSCU Board of Directors? Elections will be held during the Annual meeting on January 26th, 2021. If you would like to run for a Board position, you can pick up a petition from Donna Follbaum at the Administration office. The petition must be returned no later than December 10th, 2020 at 4:00pm with signature of 652 bona fide Public Service Credit Union members. To run, you must be at least 18 years of age and a PSCU member in good standing. Board of Directors members running for re-election this year are Dale Reaume and Charles Lowler.

The Annual Meeting will be held at the Romulus Branch located at 7665 Merriman Rd.

We would like to encourage your attendance and participation.

Published by Public Service Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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