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February 2021
January 2021
December 2020


2021 PSCU
Board of Directors
Frederick W. Morgan

Jeffery King
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.
Charles Lowler
 Dale Reaume
Nora Sharpley
Credit Committee
Veronica Massey
Juanita Henry
Refinance to Win One Year Of 0% Interest!
Offer Available Until April 30th, 2021!

If you have been a Loyal member for at least 12 months, you can refinance your auto loan and receive .5% off of your interest rate and an additional .25% for enrolling in auto pay for as low as 1.99% APR*! You'll also be entered to win a year of 0% interest free payments! Take advantage of this offer until April 30th, 2021!

Click here to start your application today!

Senior Living Options for Retirees
What is the right care facility for you?

According to the U.S. Department of Health and Human Services, most Americans turning age 65 will need long-term care at some point in their lives.

Preparing to Apply for a Personal Loan
Documents you need and questions you should ask

Personal loans can be used for just about anything, such as paying for unexpected medical bills, financing home improvements, or paying for a cross-country move.

Staying Motivated while Eliminating Debt
How to stay motivated when paying off debt

Getting out of debt is a daunting, time-consuming task, but the process can be easier when you attack it with a clear plan and focused mind.

5 Ways to Help Wildlife in Your Area
How you can support local flora and fauna

Simple tweaks in your daily life can have a positive impact on the wildlife in your area.

When to Consider a Second Mortgage
Does a home equity loan or line of credit make sense for your finances?

If used responsibly, a second mortgage can act as a powerful tool to help you achieve your financial goals.

Check Out These Fun Virtual Aquarium Tours
Enjoy underwater wonders from the comfort of your own home

When it comes to experiencing the majesty of nature and the animal kingdom, aquariums offer a unique and magical glimpse of the world that exists under the sea.

Starting a Financial Account for Your Child
Tips for starting your kid’s first checking or savings account

In order for your child to save a successful future, it’s important they learn crucial life skills now while they’re young — and that’s particularly true of financial skills.

Post-Workout Snacks to Boost Your Metabolism
Make each snack count

While developing and sticking to an exercise routine is great for your health, it’s also important to have a diet that complements your active lifestyle.

Is a Crossover or SUV Better for You?
Understanding the differences between popular utility vehicles

If you’re shopping for a new vehicle and aren’t sure which is the better choice for you, there are a couple points to consider.

Tax Fraud
The IRS Dirty Dozen List

The Criminal Investigation (CI) unit is a special criminal division of the IRS. The CI is tasked with investigating and uncovering tax-related crimes and prosecuting these cases. Each year the CI provides the IRS an annual report detailing the work of the CI and highlighting their successes and enforcements related to tax and financial crimes. Why is this important to you?

Pay Down Debt with Our Amazing Introductory Rate
1.99% APR* until May 31st, 2021

Consolidate those high-interest credit cards. For a limited time, Public Service Credit Union will be offering the LOW RATE of 1.99% APR* until May 31st, 2021 for a Home Equity Loan! Click here to start your application today!

Get Your Maximum Refund and Special Savings on TurboTax

Getting your biggest possible tax refund has never been easier. From simple to complex taxes, TurboTax® has you covered. Just answer questions about your year, and TurboTax fills in all the right forms for you. Need help? Real experts are standing by -- and can even do your taxes for you, start to finish. PSCU members save up to $15 when you start TurboTax now!

Exclusive Love My Credit Union Rewards Offer
Save $360 per year on your wireless bill

KEEP YOUR PHONE, NUMBER AND NETWORK AND SAVE WHEN YOU SWITCH TO NO-CONTRACT WIRELESS. Now You're In Control with Unlimited Carryover® Data* that never expires. Choose from America's Top 4G LTE† Networks without a contract or mystery fees. Live Your Best Wireless Life with NET10 Wireless. Choose from America's Top Nationwide Networks or keep the one you love, all without a contract Discover total confidence in a no-contract wireless plan.

Now Accepting 2021 Scholarship Applications

This years scholarship application process has begun! PSCU awards up to ten scholarships each year to qualified applicants. Applications must be received by April 30th, 2021. Click "read more" for eligibility requirements.

Click here for a printable paper application.
Click here to apply online!

Branch Updates

Effective January 19th the Taylor branch is temporarily closed.

Millender branch hours:
Monday- 9 a.m. to 5 p.m.
Wednesday- 9 a.m. to 5 p.m.
Friday- 9 a.m. to 5 p.m.

Focus: HOPE branch hours:
Thursday- 9 a.m. to 5 p.m.
Closed for lunch 11:30 a.m. to 12:00 p.m.

VA branch hours:
Tuesday- 9 a.m. to 4:30 p.m.
Thursday- 9 a.m. to 4:30 p.m.
Friday- 9 a.m. to 4:30 p.m.

The Trenton Branch is Moving!

In early spring our Trenton branch will be moving to 3555 West Road, Trenton (formerly Boston Market). Renovations are currently underway and we are excited to announce the Grand Opening in the near future. Follow us on social media for up to date information.

Published by Public Service Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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