734.641.8400 August 2021

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2021 PSCU
Board of Directors
Frederick W. Morgan

Jeffery King
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.
Charles Lowler
 Dale Reaume
Credit Committee
Veronica Massey
Juanita Henry
New Award Winning Online & Mobile Banking!
Coming Soon Mid-August 2021

Introducing our NEW AWARD WINNING Online and Mobile Banking app- coming to you Mid-August of 2021!

No app downloads or updates required! Continue to enjoy the convenience of digital banking anywhere, anytime using your current login information.

Stay tuned for a sneak peek of some of our exciting new features!

Tips for Choosing the Right College
Making the right choice for your goals and budget

You’ve got a lot of decisions to make — between choosing a major and applying for scholarships, you also have to choose the right educational institution for your needs.

Home Equity Line of Credit vs. Home Equity Loan
How a home equity line of credit and a home equity loan differ

Are you planning a home renovation? Do you need to consolidate debt? If so, you might consider opening a home equity line of credit (HELOC) or applying for a home equity loan.

Emergency Fund Basics
Give your finances a buffer

The COVID-19 pandemic and its economic downturn might have exposed how fragile your finances are. As the economy begins to recover, it’s a good time to consider building an emergency fund to help protect you in the future.

Ideas for Cutting Down on Screen Time
Focus your attention on what really matters

Do you often spend 30 minutes scrolling through social media when you only meant to spend five? If you’re ready to kick these bad habits, follow these simple tips for reducing your screen time.

Creating a Budget Online
Online tools to make budgeting a breeze

Budgeting is notorious for being a hassle. Thanks to these mobile apps and web-based services, you won’t have to pore over your finances for hours or mess around with spreadsheets.

Knee-Friendly Exercises to Avoid Squats or Lunges
Don’t let knee pain stop you from exercising

Summer is a great time to make good on your New Year’s resolution to get back in shape. But, if your knees hurt, go-to exercises like squats and lunges can turn a self-improvement session into a world of pain.

Insurance Coverage for Financed Cars
Tips for insuring a financed car

If you are taking out a loan to help pay for your new or pre-owned vehicle, you will not only need to purchase insurance to satisfy your state’s requirements but also those of your lender.

How to File a Home Insurance Claim
Follow these steps when filing a home insurance claim

Your insurance provider probably informed you of your coverages when you signed up for your policy, but likely didn’t explain how to file a claim when the time comes.

School Is Back In Session!
Back To School Cash Waiting For Your Family!

Enter for a chance to win a new laptop and $300 amazon gift card when you apply for the Back-to-school loan!* We will lend cash for clothes, books, supplies, tuition, and much more! Apply Here!

*Subject to credit, and underwriting approval. Must meet lending guidelines to qualify. Promotion runs from August 1, 2021 though October 31, 2021. See website for full details.

First Time Auto Buyers Is Back!
Be One The Road In No Time!

Public Service Credit Union is offering an affordable auto loan program to help first time auto buyers receive a loan for their first vehicle while helping them to begin building a solid credit history with no-cosigner!.

Click here to apply!

$200 Gas Card Waiting For You!
Refinance Your Auto Loan Today!

Gas prices are soaring and expect to rise further! Let PSCU help you with a $200 gas card when you refinance your auto loan from another financial institution with us!* Also, if you refer a friend to refinance their vehicle, you can receive $50 for every referral!*

Click here to begin your application!

*Must be refinancing auto loan from another financial institution. Subject to credit and collateral approval. Not every member will qualify. Offer ends August 31st. Referring member must be in good standing with the credit union to take advantage of offer. $50 will be paid out to referring member account within 90 days of closing on loan. This promotion is subject to change without notice.

2021 Scholarship Recipients

It is with great pleasure that we announce the recipients of our 2021 Educational Scholarships! This scholarship, in the amount of $1,000, will assist each student in the pursuit of their educational goals in the Fall of 2021. We are proud to know that so many of our members have a passion for learning, and we are looking forwarding to their bright future and success.

Stay tuned to our social media channels August 2nd, 2021 - August 13th, 2021 where we will recognize their accomplishments!

Facebook: @PSCUnow
Twitter: @TeamPSCU
Instagram: @TeamPSCU
LinkedIN: @Public Service Credit Union

Published by Public Service Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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