734.641.8400 November 2021

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2021 PSCU
Board of Directors
Frederick W. Morgan

Jeffery King
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.
Juanita Henry
Board Member

Charles Lowler
Board Member

Dale Reaume
Board Member
Credit Committee
Veronica Massey

Laura Saches
Credit Committee Member

Linda Wallace
Credit Committee Member
Jingle All The Way

Triple Jingle Loan is back! For a limited time only, members who have been with PSCU for 1+ years can borrow up to $1200, with 12 months to pay back, at only 12% APR*!

New applications are being accepted beginning November 15th - January 31st! Apply Now

*APR = Annual Percentage Rate. Some restrictions apply. Must apply online and meet lending guidelines to qualify. Limited time offer. Promotion is subject to change without notice.
Recognizing a Phone Scam
Don’t lose your money by picking up the phone

The world of phone scams is constantly changing, but these tips are a great place to start so you avoid losing money.

Make and Save Money During Winter Break
Ways to spend less and earn more

Here are some tips to help you spend less and earn more over the course of your upcoming break.

Business Credit Card Basics
Tips for smart credit usage

A line of credit can be a boon to your growing small business. However, when mishandled, business credit card debt can become a serious burden on your company’s finances.

What is a Co-Signer?
Who can co-sign, how it works, and what to consider

Whether you’re seeking a co-signer or considering co-signing for someone you know, it’s a good idea to speak with a financial advisor to weigh your options, explore the risks, and learn about alternatives.

The Benefits of Taking Up Swimming
Immerse yourself in the pool

Whether you’re an athlete at heart or you haven’t worked out in quite some time, swimming provides a host of advantages, making it a great addition to your weekly routine.

How to Be a Tourist in Your Own Town
See your town with fresh eyes

Whether you’ve had to cancel your vacation plans or you’re simply interested in trying new things, being a tourist in your own town is a great way to spend your free time.

Do You Have Enough Car Insurance?
Knowing how much coverage you need can help save money and headaches

You may not ever have to use your auto insurance — the most ideal situation — but it’s far better to have the protection you need in the event that you ever would.

Getting Started With Scrapbooking
Take the first steps towards preserving your memories

Scrapbooking is a fun and creative way to showcase your favorite family milestones. Consider these tips to help you craft your first masterpiece of memories.

Shop Smarter This Holiday Season
Helpful tips for staying within your budget this year

The holiday season is fast approaching and you might be stressed thinking about how you are going to buy gifts for all of your friends and family. But it is possible to get everything you need as long as you set realistic goals.

How to Read More Books
Try these tips to make reading a habit

Whatever the current role of books in your life, these seven tips will inspire you to read more and help you fit more reading time into your daily routine.

The Best Moms and Dads from Television and Film
These parents were all-stars compared to others

These moms and dads are some of the best that have been on the big and small screens over the years.

3 Easy Food Substitutions You Can Make for a Healthier Diet
How to enjoy the foods you love and be healthier in the process

But it’s easier to make positive changes to your diet than you might think. All it takes is some creativity when it comes to ingredients.

Holiday Gifts to Teach Your Kids About Money
Give your children the gift of financial literacy this season

It’s important that you start coaching your children on the basics of financial responsibility early in their lives.

Pay With Your Card - Sign For Your Purchase
You Could Win A $500 Amazon Gift Card

Swipe & Sign is back! From November 1st to January 31st, use your PSCU debit card as credit and you'll be automatically entered into a drawing for a $500 Amazon gift card!*

Plan Your Dream Vacation
Enter To Win $500 Cash

Thinking of your next dream vacation? Look no further! PSCU will lend up to $25k to make your dream vacation a reality! As a bonus, you’ll be entered to win $500 spending cash!*

Apply Now

Take Advantage Of A Free Home Appraisal

Let PSCU's real estate suite help you unlock your homes hidden cash today!

Apply for a Home Equity Loan and receive a free home appraisal!*

Free Up Some Cash!

Do you need to free up some of your cash? Qualified members can Skip-A-Pay on any eligible PSCU Loan.

More Details

Happy Retirement!

We would like to wish a happy retirement to our CFO/Senior Vice President of Support, Susan Wyputa and Assistant Manager of Redford North, Linda Nadell!

Employees Of The Year!

Congratulations to Megan and Krysta who were voted 2021 Employees of the Year!

Redford South Trunk Or Treat

Our Redford S. Branch was the title sponsor the first annual 52Reasons Trunk or Treat. Over 200 children from the local community received candy and snacks from local businesses and employees who decorated their trunks for the event!

Branch Hours of Operation

Hours of Operation

VA Medical Center Branch - Effective November 1, 2021

Monday - Friday 8:30 a.m. to 4:30 p.m.

Focus: Hope Branch - Effective November 4, 2021

Temporarily Closed


Published by Public Service Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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