734.641.8400 March 2022

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February 2022
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2021 PSCU
Board of Directors
Frederick W. Morgan

Jeffery King
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.
Juanita Henry
Board Member

Charles Lowler
Board Member

Dale Reaume
Board Member
Credit Committee
Veronica Massey

Laura Saches
Credit Committee Member

Linda Wallace
Credit Committee Member
New Digital Resources!

To better serve our members, we now offer a How To Video Library to help guide members with task on how to manage and best utilize their accounts with Public Service Credit Union. Videos will be regularly updated on our website.

How to Avoid Overdraft Fees
What to do when you overdraft, and how to avoid it

If you make a purchase that would put your checking account into a negative balance, your financial institution is likely to charge an overdraft fee.

Fixed vs. Variable Expenses
How to budget for fixed and variable expenses

Expenses generally fall into one of two categories — variable and fixed. Understanding how they differ can help you handle current bills as well as future ones.

The Pros and Cons of Refinancing Your Mortgage
Should you refinance your mortgage?

Here is a closer look at the benefits and drawbacks to refinancing your mortgage to help you decide if it’s is the right financial move for you.

How to Avoid Defaulting on Your Car Loan
How to stay in good standing with your car loan amid financial trouble

Although it seems overwhelming, the following tips can help you avoid defaulting on your loan.

How to Make Your Home Wi-Fi Network More Secure
Ways to improve your home’s internet security so you can safely bank online

To ensure your online banking is secure, follow these suggestions to bolster your Wi-Fi’s defenses.

Design Tips for Improving Your Master Bedroom
Ways to jazz up your bedroom

If your bedroom is lacking the calm you need, the design inspiration you want, or the amenities to make it a place you want to spend time in, consider the following tips to update your space.

Must-Have Accessories for Your Spring Road Trip
Include these accessories in your spring road trip prep

Before you answer the call of the open road, it is important to make sure you are traveling with everything you need for a safe, fun, and successful journey.

Tips for Sticking to Your Fitness Goals
Ways to stay focused on your workouts

As time progresses, it can be hard to stick to your workout goals. But with these tips, you may find it easier to continue on your fitness journey.

Refinance and Save!

As a valued member, you can refinance your auto loan to potentially lower your interest rate and monthly payment! Bring you existing auto loan to Public Service Credit Union so that we can help you save!

Click here to start your application today!

*Subject to credit and collateral approval

Now Is Your Future!
2022 Scholarships Available

We're proud to announce that our 2022 Educational Scholarship applications are now open! We will be offering up to 10 scholarships worth $1,000 each for eligible applicants.

Deadline for scholarship applications are April 30th, 2022.

Visit our website to apply and review the eligibility and requirements.

Save on TurboTax® and H&R Block® This Tax Season

Public Service Credit Union members can get special savings this tax season. Whether you file on your own with TurboTax or get help from an H&R Block tax pro, you’re guaranteed to get your biggest possible refund.

Get started today and save!

Visit for TurboTax and H&R Block offer details and disclaimers.

5 Star Service!
Member Testimonial

"Cierra is a jewel. Very professional she kind dealing with Cierra I know my transitions are going to be done the correct way & she gives her all & I appreciate that in her again I say KUDOS to u Cierra. I am overjoyed by the level of customer service I received on yesterday. This young lady went above & beyond for me, letting me know she was still working on my issue even while helping out other customers. Again Cierra I thank u for going the extra mile for me. Blessings to u & your staff & PSCU"

- N'Degwa G.

Branch and ATM Closings

Effective Friday, March 25, 2022, the Millender branch will process its last transaction after which it will be permanently closed.

Also, the secondary, freestanding ATM at the VA Hospital on John R in Detroit has been eliminated. The newer ATM located at the VA Hospital branch will easily assume the transaction volume.

Published by Public Service Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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