734.641.8400 June 2022

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May 2022
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2021 PSCU
Board of Directors
Frederick W. Morgan

Jeffery King
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.
Juanita Henry
Board Member

Charles Lowler
Board Member

Dale Reaume
Board Member
Credit Committee
Veronica Massey

Laura Saches
Credit Committee Member

Linda Wallace
Credit Committee Member
Don't Move, Improve!

Looking to consolidate debt, improve your home, or finance a big project? No more procrastination! For a limited time, you can borrow up to 100% of your home’s value!*

Apply Now

* Subject to credit approval and program guidelines. This offer applies only to new home equity loans or lines of credit loans or existing ones. Only on a primary residence property, which the borrower owns and occupies is eligible; not available on a second/vacation home, rental/investment properties, or mobile homes. Offer limited to residences of Michigan. Your rate and corresponding APR may be higher than the posted rate, depending on your credit history and PSCU’s credit policies. Full Appraisals required to take advantage of the full 100% LTV special, LTVs 90% and lower may qualify for our automated valuation system. Property insurance is required. Flood insurance may be required. This product has a variable-rate that is based on the market rates (prime plus margin).

How to Save for Retirement Without a 401(k)
Alternate options for saving for retirement

If your employer doesn’t offer retirement benefits, the following options can help you retire comfortably.

Tips for Setting Up a Loan Repayment Schedule
Steps you can take to pay down and pay off outstanding debt

If you have multiple loans at once, repayment can get particularly tricky. But if you know how to set up a loan repayment schedule, you’ll never miss a beat.

The Basics of Boat Insurance
A look at what boat insurance covers and whether you need it or not

Insuring your boat is the best way to protect an investment that you worked so hard for, keeping you protected in case you run into some manner of choppy waters.

What It's Like Owning & Driving an Electric Car
Is owning an electric car worth it?

The following are some of the pros and cons of electric car ownership, which may help you decide whether to jump on the EV ship.

Tips for Organizing Your Suitcase
Use these methods to be efficient when packing

To be as efficient as possible, follow these tips for organizing your suitcase.

Healthy Trail Mix Ingredients
Pack your trail mix with these healthy ingredients

If you want to make sure your trail mix is delicious and chock-full of healthy ingredients, incorporate the following into your favorite grab-and-go snack.

Best At-Home Workout Equipment
Skip the gym and get your fit on at home with these must-haves

You don’t have to find time to go to an expensive gym when you’ve got affordable and easy-to-use workout equipment at home.

Don't Wait For Pay Day!

Introducing our new member benefit, Early Pay!*

Early Pay allows members to receive their direct deposit up to 2 days in advance! No activation or hidden fees required. Look out for your next payday and tell a friend about this exciting new benefit as a member of PSCU!

*Early Pay is a free service for all Public Service Credit Union members with direct deposit. ACH payroll can be posted up to 3 business days early, but not guaranteed. The payroll sender determines when they send the payroll files, PSCU has no control on how early payroll will come in.

In The Community
Public Service Recognition Week 2022

In honor of Public Service Recognition Week 2022, our staff visited local municipalities and treated coffee and donuts to local public service workers.

Highlighted above is our Oak Park branch manager, Marianne, with the City of Oak Park staff.

Holiday Closings

  • For staff training, the Romulus branch will close at 1pm and all remaining branches/call center will closed at noon Tuesday, June 14th, 2022.
  • In observance of Juneteenth, all branches will be closed Monday June 20th, 2022.
  • In observance of Independence Day, all branches will be closed Monday, July 4th, 2022.

Updates and Closing

  • Courtesy Pay limits have increased! Anyone that has the $500 limit will automatically be at $800.
  • The Redford Branch will process its last transaction on June 23, 2022 after which it will be permanently closed. 
  • Effective June 10, 2022, the Taylor ATM will be closed permanently and no longer in operation.   

Published by Public Service Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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