PSCUnow.com • 734.641.8400 March 2023 Exclusive Member Discounts - Just for you! Ways to Keep Your Financial Records Well-Organized Can You Buy a House with No Credit History? Understanding the Truth in Lending Act and How It Impacts You 5 Things You Should Never Carry in Your Wallet How to Prep Your Home Before a Long-Term Trip Respectful Ways to Celebrate Irish Culture for St. Patrick’s Day Mobile Banking Alerts You Should Activate 2023 Educational Scholarships PSCU stamps Washington, D.C. Foreign ATM Transaction Holiday Hours November 2022 October 2022 August 2022 [MORE] 2022 PSCU Board of Directors   Frederick W. Morgan Chairperson Jeffery King Vice Chairperson Dean J. Trudeau Treasurer Edward A. Carey, Jr. Secretary   Juanita Henry Board Member Charles Lowler Board Member Dale Reaume Board Member   Credit Committee Veronica Massey Chairperson Laura Saches Credit Committee Member Linda Wallace Credit Committee Member   2023 Educational Scholarships Public Service Credit Union has committed to contributing toward higher education for our members. We will be offering up to 10 scholarships worth $1,000 each for eligible applicants. Deadline for scholarship applications is April 30th, 2023. To learn more, visit our website and review the eligibility and requirements. Ways to Keep Your Financial Records Well-Organized Tips to organize your financial records Whether you use a paper or digital system for your finances, keeping your records organized is important to help you stay on top of your budget, savings, spending, and bottom line. Mobile Banking Alerts You Should Activate How your mobile banking app can keep you in the know and on top of your finances Your mobile banking app can be one of the most useful tools at your disposal in your quest for full financial health. Can You Buy a House with No Credit History? Ways first-time homebuyers can get a mortgage with slim credit history You’ve saved up money for a down payment on your first house, but that’s not the only factor that lenders look at when assessing your mortgage application. Understanding the Truth in Lending Act and How It Impacts You Learn how the TILA protects you from predatory lending practices If you’ve ever worked with a lender or creditor, you may not have known it at the time, but you were being protected by the Truth in Lending Act. 5 Things You Should Never Carry in Your Wallet 5 items not safe in your wallet Now is the time to review the contents of your wallet and make sure the following things are concealed. How to Prep Your Home Before a Long-Term Trip Ways to prep your home before you leave for an extended time away If you are headed out on a long-term trip, use these tips to prep your home before you go. Respectful Ways to Celebrate Irish Culture for St. Patrick’s Day Try these celebratory methods for the upcoming holiday Instead of making a mockery of Irish culture, you can find many respectful — and fun — ways to celebrate St. Patrick’s Day this year! Exclusive Member Discounts - Just for you! We are happy to bring you member discounts on tax prep solutions this tax season! Members can save up to $15 on TurboTax federal products when you click the link below. Get started with TurboTax today! New H&R Block clients save $25 on in-office tax prep services and returning clients get the Tax Identity Shield® add-on for FREE ($35 value). Get your H&R Block coupon now and save! PSCU stamps Washington, D.C. Our CEO Dean Trudeau, CFO Melissa Espinoza, CPA, and AVP of Risk Tanis Cambpell represented Public Service Credit Union at this year's CUNA Governmental Affairs Conference. GAC is the credit union industry’s premier event bringing together leaders from across the movement to rally around a united case—tell policymakers how their lawmaking affects credit unions and their more than 130 million members. Foreign ATM Transaction Starting March 1st, 2023, all foreign ATM transaction fees will be $3.00. If you have any questions, please contact us at 734-641-8400 or www.PSCUnow.com. Holiday Hours Good Friday Published by Public Service Credit Union Includes copyrighted material of IMakeNews, Inc. and its suppliers. TELL A FRIEND Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

Powered by IMN™