September 2017

Refer a Member and Win!*

Refer a new member and you both will be entered to win $100*.

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Keep YOUR Information to YOURSELF

Remember Railroad & Industrial will never initiate a request for your password, Visa Credit Card or Debit Card number, or your PIN for any of our services! It is especially critical that you keep this information to yourself. We will never start a request for information by telephone, voicemail, e-mail or text message. If you receive a request for your password, card number, account number or PIN through a Website, e-mail, voicemail, phone call or text message report it immediately to or during office hours call (813) 621-6661 or (800) 769-1424. For your safety, never respond to any of these requests. If youíre not sure, call us first!  We want to help you.

Is your Information Current?

When you contact us, it helps if we have your current personal identifying information. That way when you call or make inquiries, we know beyond a doubt that we are speaking with you, not an imposter.

Itís important to keep your credit union informed when you change your address, employment, phone numbers, e-mail address or other identifying information. If your driverís license expires, make sure you stop by an office so we can record the new one. All of this helps protect you and your accounts. Without current information it makes it difficult for us to adequately serve you, and cumbersome to identify you when you call or write us. You can call, stop by a location or contact us to let us know of any changes.

Member's Voice

Judith G., Member since 2016 Ė Everyone is super! Lisa is terrific and helpful and Jennifer is an asset to the credit union and made getting a Visa card simple and timely.

Thank you for being a loyal member. If youíve received outstanding service, please tell us about it. Contact us by clicking here or send your letter to Attn: Marketing, 3710 N 50th St., Tampa, FL 33619.


Are you thinking about refinancing at a lower rate or buying a home? We have programs that will make the most sense for you. We now have the ability to offer a full range of loans from FHA, USDA, no closing cost options, to conventional and Jumbo loans.

Instant Issue Debit Card

Our debit card is issued to you the same day you request it. It's instant. When you are at the branch, you can request and receive your debit card while you're there. You get your card the same day, can use it the same day and when youíre not using it, you can turn access to it on and off with our mobile app.

If youíre not using our checking account, you can switch by clicking here.

No Checking Account?

Donít have a checking account? Donít worry. You can access your money with a Reloadable Debit Card. The cards are a great way for you to manage your money. You can make cash withdrawals at ATM locations and use the card for purchases at stores. There is a one-time fee of $8 to purchase the card and other fees and conditions apply. To find out more about the Reloadable Debit Card, stop by any of our 9 locations or call (813) 621-6661 for more information.
Holiday Schedule

All of our offices will be closed in observance of:
Columbus Day
Saturday, October 7  &
Monday, October 9
Veterans Day
Saturday, November 11
Thanksgiving Day
Thursday, November 23

Auto Advisors

If you love that new car smell but hate the aggravation at the dealership, use our free Auto Advisor Service to locate your next vehicle and avoid the negotiation process. And when you use the Auto Advisor youíll save .25% off your rate.

Mobile App!

We have mobile apps for Apple and Android devices. Go to the Apple App Store or Google App Store and search RIFCU.

Experience Fall Foliage in New England
The most picturesque spots in New England to visit this autumn

Whether you are a native or a visitor, you can maximize your autumn in New England by visiting these particularly picturesque destinations.

Vehicles That Offer the Best Retained Value
The following vehicles manage to best combat the effects of depreciation

Spanning across several different segments and brands, here are just a handful of vehicles that offer the best retained value, according to experts at Kelley Blue Book.
Published by Railroad & Industrial Federal Credit Union
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