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February 2013
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Document Your Business Expenses
And then document some more
by Patrick McCloskey

What will you do if you get that dreaded letter in your mailbox from the IRS informing you of an audit? An important part of running your business should include proper accounting and documentation of your income and expenses. In this article we will briefly examine the types of documentation the IRS might request if you're faced with an audit.


Get Serious. Get a Team
You are not an island unto yourself
by Peter Mehit

Entrepreneurship is a process and not a goal; a journey, not a destination. Being a successful owner requires you to think about the future and manage the present at the same time. It means you need to take concrete steps to secure that future as early as possible while being willing to change your plans as opportunity dictates.


Patenting Your Product
Tips on how to obtain a patent to protect your creation

Photo: Patenting Your Product
As a small-business owner and an entrepreneur, you may have a variety of ideas for products that could be useful to individuals around the world. Once you have a working invention, it’s crucial to obtain a patent to prevent others from copying your idea, so you can enjoy the full fruits of your labor. Here are some helpful tips to guide you through the process of getting your product patented.

Federal Checks Will Soon Go Direct
The deadline for setting up electronic payments for federal checks is approaching

Photo: Federal Checks Will Soon Go Direct
If you are receiving checks by mail for VA, Social Security, other federal benefits or nontax payments, you should know that you will soon be required to switch to electronic payments. The U.S. Department of the Treasury is mandating that this change take place before March 1, 2013. People applying for new benefits will need to use e-payments from the get-go, so it is important to learn what they entail before applying.

Palm Springs, California
Take in the Old Hollywood glamour of this vacation destination

The term "laid-back glamor" best describes Palm Springs, Calif. Nestled in Coachella Valley, vacationers young and old appreciate its many upscale offerings.

What Is Your Carbon Footprint?
Discover how your daily actions create an effect on the environment

Almost everything you do has an impact on the world around you. Whether it is a small or large action, how you live your life adds up to produce your overall carbon footprint (your total effect on the environment).

Boosting your Health with Supplements
Avoid potential risks when using natural remedies

Many Americans looking for a health boost are seeking out supplements. Whether they’re herbal remedies or vitamins, supplements offer a mixed bag. In some cases they have proven benefits — in other instances the science behind them is murky at best. In the worst cases they can even be dangerous, putting people at risk for health complications, according to the National Institutes of Health’s National Center for Complementary and Alternative Medicine (NCCAM).

Best Tom Cruise Movies of All-Time
One of America's favorite actors never fails to please

As one of the most popular actors to ever grace the big screen, the charismatic and talented Tom Cruise has spent decades as a major box office draw. Many have seen all of his films, which are often considered "box office gold" due to their mass appeal in theaters worldwide. However, if you have not, you may want to tackle this list of his most memorable roles.

Published by SCE Federal Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  
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