Your Monthly Biz eNews from SCE FCU
March 2013
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It takes money to make money? Well, maybe not as much as you think!
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Five Ways to Decrease Costs
Companies can help their bottom line with these suggestions

Photo: Five Ways to Decrease Costs
While businesses are obviously best served by steady income from high-volume sales and long-term customers, cutting costs certainly doesn’t hurt one’s bottom line either. With that in mind, here are a few helpful hints for reducing unnecessary spending, ranging from those you’ve never thought of to those you once implemented but have since forgotten about.

Is Your Business Saving Enough?
Thoughts on allocating a sufficient portion of your business’s budget to savings

Photo: Is Your Business Saving Enough?
When you are running a new business, many or all of the financial decisions rest on your shoulders. The ramifications of these decisions and the amount of time they consume can create a high-pressure situation. Planning for the financial future of your business is important, and savings are a key component of this planning. Having sufficient funds in savings can give you the peace of mind needed to successfully oversee the other aspects of running your business.

Why A Merchant Account Is Critical For Your Business
Your customers want to pay with plastic!
by Jose Lopez

Should you consider accepting credit and debit cards at your business? The answer is a resounding yes! Imagine for a moment, a store counter crowded with customers, long cash register lines, and phone order lines jammed. Crowds of customers lined up to purchase your products or services. That’s a great visual, but let’s takes it to the next level.


Six Ways to Invest $1,000
Putting $1,000 to good use could pay off in the long run

Photo: Six Ways to Invest $1,000
If you recently earned a raise at work, are deciding to cut down on expenses or even came into some unexpected money, then you may have a decision to make: where should you invest that extra cash? This isn’t always an easy choice to make, but thinking of it in small increments can help.

Features That Affect Vehicle Resale Value
Improve decision making at the dealership by considering long-term implications

Photo: Features That Affect Vehicle Resale Value
Should you choose a red or silver exterior? How about choosing between a manual or automatic transmission? Or how about choosing between four-wheel, rear-wheel or front-wheel drive?

Houston, Texas
Rodeo cowboys and international travelers alike find fun in the Bayou City

On its 2013 list of places to visit in the world, The New York Times ranked Houston, Texas, number seven. Take the newspaper’s advice and explore one of the most underrated cities in the country.

Sundance Film Festival Winners
Would you give these Sundance winners two thumbs up?

The Sundance festival is one of the nation’s most respected film festivals. Not only do critics appreciate the often groundbreaking works presented, but many films that started at Sundance have gone on to touch, delight, and enlighten general audiences on a much larger scale.

Nuts for a Healthy Diet
The five most nut-ricious nuts for your diet

If you’re looking for a nut that’s also a nutritional powerhouse, don’t let those popular peanuts fool you — they’re not nuts, but legumes. Instead, consider cracking open these five protein-rich tree nuts to nosh your way to a healthier you.

Air-Conditioning Alternatives
Creative ways to use less energy, save on utility costs and preserve the environment

When the summer heat becomes oppressive, many people turn to air-conditioning for relief. While air-conditioners have their benefits, they can be a drain on the environment. They often consume large amounts of electricity, and older air-conditioners may contain harmful chemicals that pollute the surrounding air and environment.

Published by SCE Federal Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  
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