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June 2013
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How Can You Increase Sales?
The answer just might be in the cards

How do you build your bottom line? Itís all about increasing sales and loyalty, and prospecting for new clients. One way many businesses are accomplishing these goals is through the acceptance of credit and debit cards as forms of payment.
7 Inspiring Home-Business Ideas for Stay-at-Home Moms (or Dads)
Reprinted from SBA.Gov
by Caron Beesley

Are you a stay-at-home mom (or dad)? Hoping to kick start an entrepreneurial dream or simply looking to bring in some extra income? Starting a home-based business is a great way to do this. In fact, 52 percent of U.S. companies operate as home businesses.

Financial Tips for Single Parents
How to better manage your income for your family
Photo: Financial Tips for Single Parents
For single parents, managing finances can carry significant stress, concern and worry. Stretching one income to provide for your family is important, and knowing how to do it effectively, without getting stressed out, is even more so.
Spending for the Silver Years
Experts say financing retirement is a family affair with more than just savings at stake
Photo: Spending for the Silver Years
Talking to family members about money can be tough, especially when thrift is the topic du jour. Experts agree, though, that making sure goals, plans and spending realities are in line is more crucial than ever. Preretirement spending as a part of retirement planning is an important issue that few fully consider. Here are some tips about what to say, how to say it and whom to say it to.
Five Convertibles to Consider
Itís time to put the top down and have some fun
Photo: Five Convertibles to Consider
Summer is here, which means the time is right for considering a new convertible or, short of that, dreaming about one. These five convertible options each have their own special attributes, so read on to find the one thatís right for you.
Composting 101
Turn kitchen scraps into garden gold

Composting is the process of setting aside plants and food scraps and allowing them to break down into a dark, rich, soil-type substance. This organic material will naturally fertilize soil if placed in the ground near growing plants. Compost adds much-needed moisture, organisms and nutrients to soil and is nicknamed ďblack goldĒ by many gardeners.
Swimming for Exercise
Water makes for effective workouts

Swimming is a great way to cool off in the summer months, whether itís in a lake, pool or pond. Yet it can also be a fun way to turn this limited-impact sport into a fat-burning, muscle-toning workout. Here are five exercise ideas (and five good reasons to put on your bathing suit this summer).
How to Choose an E-Reader
Consider these features and options before you buy

While some people prefer the feel of a traditional book in their hands, e-readers are an increasingly popular way to purchase, store and read everything from magazines to favorite novels and cookbooks. If you're in the market for an e-reader, consider cost, size, readability, functionality and services to find one that fits your needs and lifestyle.
Stowe, Vermont
Consider this welcoming New England town for a summer visit

If you only think of Stowe, Vt., as a winter sports destination, you're missing out. This lovely town has much to offer summertime visitors.
Published by SCE Federal Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  
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