Your Monthly Biz eNews from SCE FCU
July 2013
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Insurance for Your Small Business
The insurance options that protect the future of your small business
Photo: Insurance for Your Small Business
Doing a thorough examination of all the potential hazards that your small business may face can be a daunting task, but it is the best way to ensure that you are not overlooking any risk factors that could derail your business’ finances or halt its operations. When you understand your risks, you can be sure that you have sufficient insurance to protect yourself and your business. There are a variety of different insurance options that can help you achieve this.
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Tips to Choosing Your Business Location
by reprint from SBA.gov

Choosing a business location is perhaps the most important decision a small business owner or startup will make, so it requires precise planning and research. It involves looking at demographics, assessing your supply chain, scoping the competition, staying on budget, understanding state laws and taxes, and much more. Here are some tips to help you choose the right business location:
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Correcting Errors on Your Credit Report
These tips will help you fix your credit report quickly
Photo: Correcting Errors on Your Credit Report
If you’re trying to get a mortgage, a car or student loans, lenders will check your credit history. Unfortunately, credit report mistakes could arise for one reason or another, but you can dispute these errors.
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Security Tools for Online Banking
Tools used by financial institutions to keep financial information safe
Photo: Security Tools for Online Banking
Online banking has become an everyday occurrence for plenty of Americans these days. Whether you keep things simple by just checking your balance online and making the occasional transfer or you pay all of your bills online and then some, it’s important for you to know that both your finances and your personal information are safe and secure. Rest assured, because most, if not all, financial institutions employ a variety of online banking safety features that keep your most critical information locked up.
[FULL STORY]
Three Great Touring Motorcycles
The Harley Street Bob, Victory Judge and BMW K1600GTL are versatile, enjoyable rides
Photo: Three Great Touring Motorcycles
With summertime here and motorcycles out on the road, it’s normal to start dreaming of owning your own two-wheeler or trading up for a better one. Among bikes, touring cruisers such as the Harley Davidson Street Bob, the Victory Judge and the BMW K1600GTL are excellent rides because of their versatility—they’re equally comfortable and enable commuters and road trippers to handle bumps and rough patches admirably.
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Creative Ways to Stay Hydrated
Oh-so-easy ways to drink enough water this summer

The importance of staying hydrated is well-documented: About 60 percent of the human body is composed of water, and every major system depends on water to function properly. Water helps control your body temperature, helps blood circulate and aids in digestion.
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Martha's Vineyard, Massachusetts
Unwind in luxury on this quaint New England island

Martha's Vineyard, just south of Cape Cod in Massachusetts, combines New England charm with upscale accommodations and activities. Plan your getaway to the island by choosing the best of the best.
[FULL STORY]
Eco-Friendly Lighting
Save energy and lower utility bills by changing the lighting in your home

A few changes in your home lighting can greatly reduce your energy usage, resulting in a cleaner environment and lower utility bills. Whether it's installing dimmer switches or changing the type of light bulbs you use, even a small adjustment can yield big results.
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5 Great Superhero Video Games
These familiar favorites will give you hours of heroic fun

Video games come in all shapes and sizes; there is an exciting game fit for almost every personality. If you happen to enjoy games that center on familiar characters with super-human abilities, following are five fun, superhero-themed games you may want to consider.
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Published by SCE Federal Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  
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