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June 2014
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Business Lessons From a Banker
What small business owners can learn from a top banker
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One thing that entrepreneurs have in common is that they are able to wear many hats and tackle the challenges associated with a variety of different job descriptions. No matter how flexible you are, however, it isnít possible to be an expert in every facet of business.
What Entrepreneurs Should Know About Crowdfunding
The pros and cons of crowdfunding for small business entrepreneurs
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Whether youíre a current business owner who needs funding to bring a new idea for expansion to life, or if youíre thinking about starting a brand new business, you have many options for finding funding.
Why the ACA Might Mean Cheaper Auto Insurance
Health insurance and auto insurance are more interrelated than you may think
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You know the Affordable Care Act (ACA) is supposed to lead to lower healthcare costs for the average American. When more people ó especially people at the lower end of the risk pool ó have insurance, the cost of insurance and of healthcare itself should go down for everyone, on average. And so far, the numbers suggest that the Affordable Care Act is working.
Improving Financial Health
Steps for improving your financial health
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Advice is easy to find on the Internet; sometimes itís so easy to find that itís overwhelming and discouraging. Financial advice is especially abundant, making it hard to sift through when you want to find the best steps to take to improve your financial health. Fortunately, all you have to do is start with the following steps and you will be on the path toward better financial health today.
Should You Take a Loan From Your 401(k)?
To withdraw money now or to wait until retirementÖthat is the question
Photo: Should You Take a Loan From Your 401(k)?
When life gets financially tough, dipping into your 401(k) for emergency funds might sound like the easiest solution. If youíve considered this or done so, youíre not alone: about 20 percent of people who have a 401(k) plan who are eligible to take loans against their retirement savings in fact do so, according to research from the Employee Benefit Research Institute.
Top Summer Convertibles
These convertibles will help you make the most out of the summer
Photo: Top Summer Convertibles
There arenít many things that can beat the feeling of the wind blowing through your hair on a hot summer day. If youíre thinking about getting a convertible, here are three options ranging from practical to aspirational.
Drive Green with Eco-Driving Tips
Decrease your fuel usage to save your budget and environmental impact

The costs and environmental impact of gasoline have risen greatly over the last few years. Long gone are the days when you could fill up your car for $1.39 a gallon. With fuel costs rising more each year (sometimes tipping over the $4 per gallon mark), fuel conservation has become a necessity for many families.
San Diego, California
Beaches, theme parks and more attract vacationers to this coastal city

San Diego appeals to a variety of vacationers. Theme parks attract families, while arts and entertainment offerings bring in singles and couples without kids, and all enjoy the beaches.
Create Your Own Backyard Movie Theater
Take in favorite flicks while under open skies

One of the most enjoyable things you can do with your family, relatives and neighbors is to create a temporary or permanent backyard movie theater. With the high cost of movies, and the price of concessions and drinks, it may be well worth considering this idea, even if just for the fun of a one-time event. Here are five things to consider when planning for an outdoor theater experience.
Five Low Carb Breakfast Smoothies
Control carbohydrates and lose weight

Carbohydrates are the fuel your body converts into glucose for energy. Without carbs to burn, your body resorts to burning fat reserves. This is a good thing if you want to lose weight. Get off to a healthy start in the morning by making a low-carb breakfast smoothie, whether it's to lose weight or for other health reasons.
Published by SCE Federal Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  
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