The Peoples Credit Union Monthly eNews
April 2014
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Saving Babies is as Easy as Using Your Debit Card!

In the United States, one in every nine babies is premature. Babies born just a few weeks early are at risk of severe health problems and lifelong disabilities. But you can help us change that.
TPFCU and the March of Dimes have joined forces to help improve the lives of babies in the Texas Panhandle. During the month of April, each time you use your TPFCU debit card, we will donate a penny to The March of Dimes in Amarillo.

The One Rate Loan Special is Back!
Rates start at just 2.24% with approved credit.

It’s the car loan sale you’ve been waiting for all year—The One Rate Loan Special! If a new or used vehicle, RV, boat or motorcycle is in your future, now is the time to buy! The One Rate special allows buyers to secure the same low rate interest regardless of the term of the loan. Pay the same rate whether you choose to finance for 36 months all the way to 72 months!
Are Home Equity Loans Making a Comeback?
With lenders more willing to lend, homeowners begin to utilize home equity loans again

Home equity loans - when homeowners are able to borrow a portion of their equity to put toward a major purchase such as a renovation or an education expense,- were all the rage in the mid-90s. However, when the housing market became depressed, lenders became uneasy about having homeowners tap into their equity, and they began to vanish.
Five Retirement Planning Mistakes
Avoid these five pitfalls to make sure your retirement lives up to its potential
Photo: Five Retirement Planning Mistakes
Youíre maxing out on matching 401(k) contributions, youíve got your IRA set up and youíre keeping your spending under control. Are you on track to a dream retirement? Perhaps, but make sure you havenít made one of these five retirement-ruining planning mistakes.
The Best Times to Buy an SUV
Find out when SUVs come down in price
Photo: The Best Times to Buy an SUV
Have you ever wanted to own a sport utility vehicle (SUV)? Marking certain days or months on your calendar may help you find the best deal. It turns out that if you purchase an SUV during specific times of the year, you may pay less than if you bought it during other months.
Candy Alternatives for the Easter Basket
Healthy treats, pennies and more

If you want to avoid all the sugary treats when youíre helping the Easter Bunny with his basket creations, there are many ways to do this while still bringing smiles of delight to your children. We have some ideas to inspire the possibilities.
How to Recycle Everything
A quick guide to ditching your stuff

Each year, thousands of items are thrown into trash piles and landfills, creating environmental headaches for future generations. Consider recycling or passing on your unwanted items to others who may have a need for them. Future generations will appreciate a cleaner environment, and others will appreciate receiving items they may need.
Taos, New Mexico
Embrace the Native American experience in a stunning mountain setting

Taos, New Mexico, attracts a wide variety of visitors. Art lovers, outdoors types and those who wish to simply relax in the stunning setting at the base of the Sangre de Cristo Mountains all appreciate this vacation destination.
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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