How Is Your Credit Score Determined?
The importance of understanding what influences your credit score
Your credit score is calculated by a combination of five different factors, each contributing a different ratio of influence. According to Stacy Smith, Senior Publish Education Specialist for Experian, it involves your payment history, utilization, length of credit history, recent activity and overall capacity.
Smart Ways to Save on College Textbooks
Dont overpay for your next semesters college textbooks
Purchasing textbooks is one of the highest recurring costs of attending college, with prices consistently rising. However, there are a few good ways to avoid the high expense at the start of each semester.