Bookmark & Share:       1-800-356-6507 ibewuwfcu.com July 2017 The Power To Follow Your Dreams! Money Management Books You Should Read This Year Christmas in July How Is Your Credit Score Determined? Smart Ways to Save on College Textbooks June 2017 May 2017 April 2017 [MORE] The Power To Follow Your Dreams! There is nothing more important than following and achieving your dreams. As stressful as it can be, you have the power to accomplish them and we are here to help! We offer a variety of products and services to help you reach your dreams. Click, call, or stop in to learn more about what we have to offer. Money Management Books You Should Read This Year A trio of must-read books to help you find success Being well-read can help you better enable yourself to make your money work for you, provided that you know which books on the subject have proven successful for others. Christmas in July Why you should start thinking about the holidays now The holiday season should be a time of celebration and happiness, not stress. That’s why the idea of “Christmas in July” is so appealing. Instead of celebrating the holiday during the summer, start planning Christmas in July to save you from hassle and worry down the road when the holiday season gets closer. How Is Your Credit Score Determined? The importance of understanding what influences your credit score Your credit score is calculated by a combination of five different factors, each contributing a different ratio of influence. According to Stacy Smith, Senior Publish Education Specialist for Experian, it involves your payment history, utilization, length of credit history, recent activity and overall capacity. Smart Ways to Save on College Textbooks Don’t overpay for your next semester’s college textbooks Purchasing textbooks is one of the highest recurring costs of attending college, with prices consistently rising. However, there are a few good ways to avoid the high expense at the start of each semester. Published by IBEW And United Workers Federal Credit Union Includes copyrighted material of IMakeNews, Inc. and its suppliers. Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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