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Check Out our VISA Credit Card Program


It’s Back to School time and a perfect time to check out all the great perks of our VISA Credit Card program.  Our Relationship Officers can assist you with getting you approved for a new credit card or increase your limit on your existing card.  Our card has low fixed rates that will save you money plus you can earn rewards – it doesn’t get much better than that!  Contact us today!

Holiday Closures

September 3, 2018   Labor Day
Pros and Cons of Paying Off Your Loans Early
Is there ever a wrong time to pay off a loan early?

Carrying loan debt can be stressful if you have other things you’d rather be doing with your money — and, frankly, who doesn’t? This leads to the noble ambition of wanting to pay off your loans as early as possible, which can pay dividends for you in terms of saving money and anxiety. However, even if you have the means, is it always the right decision to pay off a loan or debt early?

Overdraft Protection 101
Benefits and drawbacks of overdraft protection

Living beyond your means can cost you twice. There’s the actual payment that you can’t cover and the corresponding overdraft fee, which adds insult to injury by charging you a penalty for drawing money you don’t have. It’s an expensive and frustrating cycle, but knowing how to use your financial institution’s overdraft protection service to your advantage can help you break free.

Do You Need to be Preapproved for a Car Loan?
Being better prepared for your next new vehicle purchase

Whether you’re buying a new vehicle out of need or simply because you feel you are due for an upgrade, making a purchase that large usually means you will be paying with a loan. If you arrive at the negotiating table preapproved, the whole process of buying a car becomes much easier.

How to Establish Good Social Media Practices with Your Kids
Help your kids be smart and safe while being social online

Although it has the power to connect, inform and engage people like never before, social media can also put your child in potentially dangerous situations. With your guidance, your child can safely navigate the pitfalls and celebrate the joys of social media.

Published by IBEW And United Workers Federal Credit Union
Includes copyrighted material of IMakeNews, Inc. and its suppliers.
Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  


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