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November 2019
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In Memoriam

It is with a heavy hart that we share that our union brother Mike Carnahan passed away in November after a long battle with ALS.  Mike served on our Board of Directors since 2011 and in recent years as our Board Treasurer.  Mike was a very proud retired electrician from the Local 48 family.  Mike was one of the first to go through the apprentice program and was a decorated veteran.  Serving on the Board was an honor and a privilege that he took very seriously.  He had a keen eye looking out for the credit union and our members and he will be missed.  Mike is survived by his wife Cindy.    

Holiday Gift Cards
Looking for the perfect gift card for someone special this season?  With our new VISA Gift Cards – we can help you out!  We have many festive designs to choose from for a low fee of $2 per card.    If you need to order a large quantity of gift cards, we can help you with that too.  Next time you are in ask one of our member service reps about our new program.

Traveling this holiday season?  Don’t forget to contact us so we can get a travel note on your account.  Also, download our mobile app.  You can set up card notification alerts based on certain dollar amounts.  You can also turn your card on and off as you need to.   With all of these features you can have a stress-free holiday season enjoying your friends and family.

Happy Holidays!
We value you as a member and being part of our credit union family.  We are looking forward to serving you in 2020 and want you to know we are here to help you improve your financial life.  All of us at IBEW & United Workers would like to extend warm holiday wishes to you and your family.

Holiday Closures

December 24                     Christmas Eve
December 25                     Christmas
January 1, 2020                 New Year’s Day


Easy Ways to Get Cash for Unneeded Possessions
Ways to earn money for extras

If you need funds for a shopping spree or splurge, consider the following tips to earn extra money.

Is Short-Term Disability Insurance Worth It?
Understanding which options are right for you

When you sign up for employee benefits, it’s easy to get confused by all of the options. Short-term disability insurance is a common type of coverage you’ll have to consider.

Tips for Getting Better Gas Mileage
Travel farther on a gallon by easily improving efficiency

It seems like only yesterday you filled your car’s gas tank up, and already you’re back at the pump filling it up again. Where did all that gasoline go?

Family-Friendly Winter Activity Ideas
Family fun all winter long

Less daylight, lower temps and freezing precipitation can force anyone into hibernation. Don’t let winter and its unique challenges get you and your family down.

Published by IBEW And United Workers Federal Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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