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December 2019
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Vehicle Refinance

STOP PAYING TOO MUCH!  Refinance your vehicle financed at another lender and SAVE!  With our already low loan auto rates enjoy up to .50% discount* on the published auto rates. Contact one of our Relationship Officers at or 503-253-8193 x340.

*Some restrictions apply.

Mark Your Calendar

You won’t want to miss the upcoming shows over the next few months at the Expo Center or the Convention Center.  Get pre-approved with our low rates before you shop the shows!

        January 3 – 5 The Remodel Show @ Convention Center

        January 8 – 12 The Boat Show @ Expo Center

        February 5 – 9 The Sportsman Show @ Expo Center

        February 20 – 23 The Auto Show @ Convention Center

        March 11 – 13 The Spring RV Show @ Expo Center

Watch for promos before you go.  Apply online at or in our branch with a Relationship Officer.

Boat Show

Don’t get snagged on the bottom, fishing for your new boat!  Heading to the Boat show on January 8 – 12? Get preapproved and up to .50% discount on the published boat rates.  Our Relationship Officers can help you determine the right loan and payment amount that is in you budget.  Contact them today at 503-253-8193 x340.

Holiday Closures

New Year’s Day, January 1

Martin Luther King Jr. Day, January 20

Presidents’ Day, February 17

How Can You Use Retirement Savings Early?
Tips for making a sound financial decision

When you’re strapped for cash, you might consider drawing money from your retirement savings fund. However, retirement plans vary greatly in terms of fees, rules and tax liability for early withdrawals.

Pros and Cons of Automatic Payments
Use this powerful financial tool with care

Do automatic payments make sense for your finances? Setting up regular withdrawals for your bills and subscriptions can make life significantly more convenient, but it can also come with some downsides.

Tips for Staying Positive During the Winter
Don’t let the cold weather and early nights get you down

While the winter many be best-known for jovial holiday festivities and a sense of togetherness, it can also be challenging on an emotional and mental level.

Romantic Recipe Ideas for Date Night
Spice up your relationship with these flavorful dinner recipes

Warm your bodies and rekindle the romance this winter by whipping up a scrumptious meal at home.

Published by IBEW And United Workers Federal Credit Union
Includes copyrighted material of IMakeNews, Inc. and its suppliers.
Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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