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Welcome Our New Financial Advisor

The credit union is pleased to introduce you to Bill Terry.  Bill is a Financial Advisor with over 20 years’ experience and the past 6 years he has been with Money Concepts.  Bill is passionate about working with individuals to improve their financial well-being.  He gives advice through simple, understandable concepts. 

Bill is looking forward to working with our members and will be happy to set up a consultation appointment with you for no charge.  He can help with a variety of needs that you may have ranging from introduction to investments, types of accounts that would help you meet your goals to a specific need/life event, for instance retirement, divorce, marriage, inheritance, college planning, etc. 

Money Concepts is an independent broker dealer founded in 1979.  To set up a meeting with Bill you can contact him at 971-204-7163 and let him know you are an IBEW & United Workers credit union member. 

All Securities through Money Concepts Capital Corp., Member FINRA/SIPC and are not insured by credit union insurance, the NCUA, or any other government agency, are not deposits or obligations of the credit union, are not guaranteed by the credit union, and are subject to risks, including the possible loss of principal. Money Concepts Capital Corp. 1140 North Jog Road, Palm Beach Gardens, Florida 33418

Refi Your Vehicle and SAVE

How does it sound to have a lower interest rate, lower payment and more cash in your pocket?  That can happen when you reach out to one of our Relationship Officers and talk to them about refinancing your vehicle loan that you have financed elsewhere.  From now until March 31, 2020 you will receive up to .50% OFF published auto rates!

We asked our Senior Relationship Office, Susan, how the promotion has been going and if she had any success stories to share.  Susan said, “Over this past week we have helped three members with an auto refinance with an averages  interest rate savings of 11%!  Two members brought their auto loan over and combined it into a debt consolidation loan, saving at least 15% interest and shaving years off the debt repayment period!! We make the process as easy as possible; our members just need to reach out to us and they will see how we can help them.”

The rate may vary depending on each individuals’ credit history, year of the vehicle and underwriting factors.  All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.  Promotion is from January 1 – March 31, 2020

Holiday Closures

Presidents Day                  February 17
Memorial Day                    May 25
Independence Day             July 3 (Observed)

Easy, Reliable Ways to Make Extra Money on the Side
Side hustles you can use to pad your income

Having an additional gig or two outside of your regular 9-to-5 job is becoming more common, and it’s never been easier than it is in 2020.

Choosing Between Low- and High-Deductible Health Plans
How to choose between high- and low-deductible health plans

Look beyond the premiums and deductibles associated with high- and low-deductible health plans to figure out which option will serve your physical, mental and financial health best.

Get Ready for Spring Break with These 3 Travel Tips
Enjoy your days under the sun

If you’ve decided to take a vacation over spring break this year, a lot can be done both before and during your escape to ensure you have a worthwhile experience.

4 Ways to Get Kids Interested in Reading
How to get your kid to love reading

Instilling a love of reading in children can fuel their imaginations, fill their hearts and expand their knowledge now and throughout their lives.

Published by IBEW And United Workers Federal Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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