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October 2020
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Refinance & SAVE

Don’t miss out on the chance to refinance your vehicle from another institution and receive up to .50%* off our published auto rates.  We are here to help you save money by looking to see if we can lower your interest rate and/or your monthly payments.  Our Relationship Officers are here to help you look at all your options when it comes to your lending needs.    

*The rate my vary depending on each individuals credit history, year of vehicle and underwriting factors.  New funds from another lender.  All Credit Union loan programs, rates, terms and condition are subject to change at any time without notice.  Valid January 1 – March 31, 2020

Real Estate 101 Workshop

Come learn about building your credit, renting vs. buying, first time home buying, purchasing, refinancing, investment properties, fixing and flipping homes and more!

Date: Saturday, March 14, 2020
Time: 10 am – 2 pm
Location:    IBEW & United Workers FCU
                 9955 SE Washington St.
                 Portland, OR 97216


We hope you will join us…..RSVP to our Relationship Department at

Connect with our Financial Advisor

Bill is looking forward to working with our members and is happy to set up a consultation appointment with you for no charge.  He can help with a variety of needs that you may have ranging from introduction to investments, types of accounts that would help you meet your goals to a specific need/life event, for instance retirement, divorce, marriage, inheritance, college planning, etc. 

Money Concepts is an independent broker dealer founded in 1979.  To set up a meeting with Bill you can contact him at 971-204-7163 and let him know you are an IBEW & United Workers credit union member. 

Bill Terry is a Financial Advisor with over 20 years’ experience and the past 6 years he has been with Money Concepts.  Bill is passionate about working with individuals to improve their financial well-being.  He gives advice through simple, understandable concepts. 

All Securities through Money Concepts Capital Corp., Member FINRA/SIPC and are not insured by credit union insurance, the NCUA, or any other government agency, are not deposits or obligations of the credit union, are not guaranteed by the credit union, and are subject to risks, including the possible loss of principal. Money Concepts Capital Corp. 1140 North Jog Road, Palm Beach Gardens, Florida 33418

Holiday Closures

Memorial Day                 May 25, 2020
Independence Day          July 3, 2020 (Observed)
Labor Day                      September 7, 2020


Investing for Life’s Milestones
Spending money now to benefit your future

No matter what your plans are for your life, you don’t want money to get in the way of achieving your goals.

Beyond Coupons: Apps to Save You Money
5 must-have ways to find discounts and earn rewards

In the 21st century, digital technology offers many new ways to save money that extend beyond the usual store sales and coupon-clipping.

How to Travel Abroad on a Budget
With these tips, you’ll be able to plan that dream trip in no time

With some careful planning, smart purchases and helpful savings tips, you’ll find that you may be able to take that trip you’ve always dreamed of.

Creative Ways to Say Thank You
Creative ways to express your gratitude

Although powerful and meaningful, sometimes just saying the words “thank you” isn’t enough to express the enormity of your gratitude.

Published by IBEW And United Workers Federal Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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