IBEW & UNITED WORKERS FEDERAL CREDIT UNION
WHAT HAS THE CREDIT UNION DONE FOR YOU LATELY?
From the time we opened our doors in 1954, IBEW & United Workers Federal Credit Union have always taken the needs and convenience of our membership very seriously. That approach is even more critical in today’s environment. We continue to upgrade and add new services and to improve our methods of service delivery. We know that our members want to use the latest technologies and we are working hard to keep up with the technologies that provide the latest conveniences in a safe and secure manner. If you were thinking that all we had was savings and checking accounts, this report is designed to let you know how we can serve you in 2022 and beyond.
BASIC SAVINGS SERVICES
Regular Shares, Vacation Shares, Kids Club Accounts, Tax Accounts, Money Market-INVEST Accounts
On these accounts you can set up various electronic services such as Remote Deposit Capture, Account to Account Transfers, ACH Automatic Payments, and our Credit Union App.
We offer a number of different checking accounts for individuals, business members and member union locals. We also have a check builder account for those members that may need a little help reestablishing good behavior with the use of a checking account. The checks that we have available for purchase are good quality, low in cost and some are customizable.
The Credit Union offers a wide array of loan products including mortgage loans, two home equity loans, new and used vehicle loans, boats and recreational vehicle loans, motorcycle loans, personal and personal line of credit, share secured loans, and both a Classic VISA and Platinum Visa.
Loan and VISA requests can be made online, by phone, by mail or through a CUDL participating dealership. We recommend getting a preapproval to give members a “leg-up” on potential purchases. Loan approvals for qualified members can be obtained in about an hour in most cases. Our loan rates are some of the best in the market.
FINALLY, FOR YOUR CONVENIENCE: ELECTRONIC SERVICES
Over the last few years, we have added and perfected our electronic access to services. Almost every service we offer is available online in some form, through E-Statements, online banking, our Credit Union App, and our website. ACH deposits and payments can be set up as 1 time or recurring, Account 2 Account transactions can be made to and from other financial institutions. Through our App, members can monitor account activity and set up account transaction notifications, transfers can be made from account to account and to other member accounts. A debit card account can be blocked/unblocked by the member should that become necessary for security and safety concerns. Wires can be set up for 1-time purposes or as recurring.