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2023, A Year of Opportunity

By: Barbara Mathey, President/CEO

We have just finished 2022 and as we head into 2023 with excitement and enthusiasm, we look back with gratitude on the year just passed.  We want to thank all our Credit Union members for a year of growth and success!  Without your loyalty and participation, we would not have achieved our goals for the year, and we would not be looking forward to the new year and the improvements and service additions we are planning. 

What plans are you making for 2023 and what can your Credit Union do to help you achieve your goals? Do your plans include making major purchases, improvements to your home, or saving money by refinancing current loans?  If so, we will have a loan portfolio that will likely have the perfect loan for you.  We all know that loan rates are on the rise and even though our rates have increased, we continue with our commitment to keep our rates as some of the lowest in the market.  We process our loans quickly and, in most cases, you will have an answer within a few hours.  You owe it to yourself to check with the Credit Union for any borrowing needs in 2023 and beyond.  Our most popular loans include new and used vehicle loans that we will provide a pre-approval that can be viewed by the dealership online or we can provide a printed copy.  We also participate in Credit Union Direct Lending so you can sign loan documents right at the dealer.  To make those desired home improvements we have several loan options to meet your needs so be sure to call the Credit Union for more information.  Finally, we have an excellent VISA program that has a very low interest rate and one of the best reward programs available and we offer the reward program on both of our VISA programs. 

Since we know that not all members need loans, we also provide additional services for the management of your money.  We introduced our Credit Union App a few years ago and have added and updated services available online.  Download the free App and take control of your finances easily and conveniently. 

For those members that need financial advice, the Credit Union has partnered with Bill Terry, a Financial Advisor with Money Concepts and over 20 years of experience.  Get help to maximize the value of your savings and plans for future retirement.

We look forward to 2023 and the opportunities it will provide.  Look for new and updated electronic services, the return of a certificate program, and VISA promotions. Keep checking our website for additional information and service opportunities as the year progresses.  We also encourage members to send us their suggestions for service additions and improvements.

We wish you all a Very Happy and Prosperous New Year!

5 Financial Resolutions for the New Year
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Starting off the new year with a solid, thoughtful approach to your current finances and a thorough plan for your finance goals can reap amazing results in 12 months.

How to Balance Your Checkbook with Paperless, Online Accounts
Why reconciling your transactions is still crucial in the digital age

Although this practice may seem outdated, it’s still wise to verify your monthly account statements.

8 Ways to Combine Fun and Fitness
How to move your body more and enjoy yourself at the same time

Instead of forcing yourself to do an activity you dislike, it might be time to shift your focus to a more rewarding approach — one that combines fitness with fun!

How to Get Started with Meal Prepping
Get your healthy eating resolution on track with proper meal prep

By preparing healthy meals in bulk, you’ll be able to get through the week without having to rely on vending machine snacks or take-out lunches.

Published by IBEW And United Workers Federal Credit Union
Includes copyrighted material of IMakeNews, Inc. and its suppliers.
Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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