January 2020
 


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Mobile App Update Coming January 3rd!

Our mobile app is getting an upgrade! SEFCU Mobile 4.0 will include features such as a message center, credit card transaction alerts, and the ability to view e-statements inside the app!

If you are currently a member using SEFCU Mobile, you will not need to reinstall the app, but rather perform the app update on or after January 3rd, 2020. For members who currently do not make use of our free mobile app, visit the Apple App Store or Google Play store to download to your device.

Tips and navigation for the new features can be found here.

 

Fighting those post-holiday shopping blues?

Sioux Empire FCU offers options for you to take care of that holiday debt! Our credit cards come with perks such as no annual fees and no balance transfer fees, plus rates start at 8.00% APR! (APR=Annual Percentage Rate) Apply and e-sign all online right now! Learn More & Apply

Other options include setting up a Christmas Club Account, consolidating your debt into a home equity loan, or exploring other loan options. Let us help you find the best fit for your financial future! Learn More

 

We would like to wish all members a successful and exciting New Year!

Please note all Sioux Empire FCU branches will be closed Wednesday, January 1, 2020.


How Can You Use Retirement Savings Early?
Tips for making a sound financial decision

When you’re strapped for cash, you might consider drawing money from your retirement savings fund. However, retirement plans vary greatly in terms of fees, rules and tax liability for early withdrawals.

Pros and Cons of Automatic Payments
Use this powerful financial tool with care

Do automatic payments make sense for your finances? Setting up regular withdrawals for your bills and subscriptions can make life significantly more convenient, but it can also come with some downsides.

Tips for Staying Positive During the Winter
Don’t let the cold weather and early nights get you down

While the winter many be best-known for jovial holiday festivities and a sense of togetherness, it can also be challenging on an emotional and mental level.

Romantic Recipe Ideas for Date Night
Spice up your relationship with these flavorful dinner recipes

Warm your bodies and rekindle the romance this winter by whipping up a scrumptious meal at home.

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  


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